Tauck Guest Protection Plan/travel insurance
Just an FYI to those who buy this plan who are coming in several days before or staying after the tour. There is a window for your coverage. My dates of the tour are Sept. 12-Sept 25 and this is what is shown on the insurance coverage.
I called them (Berkely Care is the underwriter, not Tauck) to see about coverage for the additional days I will be in Italy and found out my flights to and from Italy from the West Coast of the US, as well as my flight from Venice to Naples on the day the tour starts, is not covered because I fell outside the 14 day window of the tour dates for Part A (air flight, trip interruption, trip delay). Found it hard to believe they wouldn't cover me for the flight on the day the tour started, but it was verified. That means not only is the cost of my ticket not covered in the event of an emergency cancellation, but neither is my baggage covered on the flights (oh my, memories of my daughter in Italy for 5 days without her luggage!!). Also, there is a 4 day window for all other coverage (medical, baggage, travel accident). These window periods are "sliding" (meaning how you divide the days before and after the trip makes no difference just as long as you don't exceed the total number of days of the window).
So for my peace of mind, I bought an additional policy to cover the total time I'm in Italy just to make sure I have medical protection and baggage coverage in Italy while outside the window. I'm only posting this to let others know of this restriction in case they extend their vacation beyond the Tauck tour dates.
